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Scarlet Cardona

2700 Posts
Sleep curiosities: why we dream and what it’s for

The Science of Sleep: Dream Origins and Their Meaning

Dreaming is a nearly universal human experience, with most individuals drifting into several dreams each night, although what they see, how vivid it feels, and what they later remember can differ greatly. Researchers investigate dreams to explore how the brain handles memory, emotion, creativity, and overall activity. Although no single, definitive explanation clarifies why dreaming occurs, a growing body of evidence from neurobiology, psychology, evolutionary perspectives, and clinical research suggests a multifaceted set of purposes and underlying processes.What happens in the brain during dreamingDreams are most vivid during rapid eye movement (REM) sleep, although dreams also occur in non-REM sleep.…
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elegant brown leather handbag and sandals close up

Luxury vs. Mass-Market Brands: Key Differences

In the diverse world of consumer products, brands are often categorized into either luxury or mass-market segments. These segments significantly differ across aspects such as price, target market, quality, and brand perception. This article delves deeply into these differences, uncovering how each influences consumer behavior and brand positioning.Pricing StrategiesOne of the primary distinctions between luxury and mass-market brands is their pricing strategy. Luxury brands like Gucci or Rolex are characterized by high price points that reflect their exclusivity and the premium value they offer. These brands often adopt a pricing strategy known as "prestige pricing," where high prices are a…
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,000 car loan payments are on the rise, stressing household budgets

$1,000 car loan payments are on the rise, stressing household budgets

The cost of financing a new vehicle has surged, leaving many families managing stricter monthly budgets as rising interest rates and higher car prices drive auto loan payments to unprecedented levels.Americans are facing a growing financial challenge as the average car loan payment approaches $1,000 per month. This increase is straining household budgets, forcing families to rethink their spending priorities and in some cases, delay other essential expenses. Analysts warn that the combination of elevated car prices and higher interest rates is fueling this trend, which shows little sign of easing in the near term.Auto loans, long viewed as relatively…
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He worked on Wall Street for nearly 50 years. Here’s what he learned about your finances

Financial Secrets from a 50-Year Wall Street Career

Howard Silverblatt launched his Wall Street career when the S&P 500 lingered under 100 points, and he concluded it as the index was nearing 7,000. Across nearly 49 years, he observed sweeping rallies, punishing downturns, and a profound evolution in how Americans approach investing and retirement savings. His insights deliver a rare, long-range view of risk, discipline, and lasting financial durability.When Howard Silverblatt first reported to work in May 1977, the S&P 500 stood at 99.77 points. By the time he retired in January after almost five decades at Standard & Poor’s—now S&P Dow Jones Indices—the benchmark index had climbed…
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What are the major fashion weeks?

Fashion Week Highlights: Discover the Main Events

Conversations about fashion draw audiences into a vivid sphere of refinement, experimentation, and luxury. At the heart of this constantly shifting landscape stand the iconic fashion weeks, pivotal events that reveal and shape the industry’s upcoming trends. Four major style capitals dominate this global arena as influential trendsetters: New York, London, Milan, and Paris. Each city adds its own unique identity and cultural imprint, steadily redefining the fashion world from one season to the next.New York Fashion WeekNew York Fashion Week (NYFW) launches the international fashion week calendar and remains one of the industry's most influential events. Held twice a…
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New experiments show Earth’s core may hold vast ‘oceans’ of an essential element for life

Breakthrough Research: Earth’s Core May Contain Vast ‘Oceans’ of Essential Element for Life

Earth’s core might harbor immense concealed stores of hydrogen, a possibility that could overturn long‑standing ideas about the planet’s water origins, with a hidden cache beneath the surface potentially surpassing the volume of all existing oceans.This finding may radically shift current views of Earth’s formation and the true source of its water.Deep beneath the crust and mantle, at depths far beyond the reach of any drilling technology, Earth’s core stands as one of the planet’s most inaccessible realms; however, emerging research indicates that this hidden, extreme environment might conceal a remarkable secret: an immense reserve of hydrogen that could surpass…
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Therapeutic vaccines: the concept gaining ground in oncology

Exploring Therapeutic Vaccines: A Key Concept in Oncology

Therapeutic cancer vaccines mark a transition from simple prevention to active intervention: rather than stopping infection or the emergence of disease, they are designed to teach the patient’s immune system to identify and eliminate tumor cells already present. During the last ten years, progress in immunology, genomic sequencing, and delivery platforms has pushed therapeutic vaccines beyond early concepts and small pilot studies, moving them toward practical approvals and large randomized trials. This article outlines the fundamental principles, details major modalities with representative examples, reviews clinical evidence and existing hurdles, and points to the directions the field is poised to take.What…
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Congo: CSR cases advancing community health and responsible supply chains

Advancing Health & Supply Chains Through Congo CSR

The Democratic Republic of the Congo (DRC) sits at a critical intersection of global supply chains, natural-resource wealth, and urgent public-health needs. The country supplies a dominant share of several strategic minerals — notably cobalt, where the DRC accounts for roughly 60–70% of global production — while confronting persistent public-health challenges: endemic malaria, recurring epidemics (including Ebola and measles in recent years), and gaps in maternal and child health, water, sanitation, and primary care access. Corporate social responsibility (CSR) programs that align supply-chain integrity with community health investments can reduce risk, strengthen local resilience, and create more sustainable sources of…
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How do investors compare value, growth, and quality styles over a full cycle?

Investor Strategies: Comparing Value, Growth, and Quality Across Full Cycles

Investors frequently sort equities into value, growth, and quality styles to organize portfolios and set expectations. Examining how these styles behave throughout a full market cycle—moving from expansion to peak, then contraction and recovery—allows investors to see why leadership shifts and how diversification can strengthen results. Such a cycle usually unfolds over multiple years and reflects evolving economic growth, inflation, interest rates, and overall risk appetite.Defining the Three StylesValue: Stocks trading at relatively low prices compared with fundamentals such as earnings, book value, or cash flow. Common metrics include price-to-earnings and price-to-book ratios.Growth: Companies expected to grow revenues and earnings…
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